Terms Of Service
[Last updated March 21, 2023]
Welcome to The Growth Speculator. By entering www.thegrowthspeculator.com (the “Website” or “Site” or “Blog”) you acknowledge your agreement to and understanding of the Terms of this User Agreement. You should read these Terms very carefully as they form a legally binding Agreement for use of the investment blog and blog website (collectively, the “Blog”) applicable to you, whether personally or on behalf of an entity (“you”).
As part of these Terms, you also agree to the Privacy Policy which includes our Cookie Policy and covers how we collect, use, share, and store your Personal Information in connection with the use of the Site. By accessing and using the Blog, you agree that you have read and accept these Terms in full. If you disagree with these Terms or any part of these Terms you must not access or use the Blog. The Blog is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to access or use the Blog.
We reserve the right to make changes or modifications to these Terms at any time and for any reason. We will alert you of any changes by updating the “Last Updated” date of these Terms. You waive any right to receive specific notice of every change made. It is your responsibility to review the Terms. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms by your continued access or use of the Blog after the date such revised Terms are posted.
The Blog is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would be subject to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Blog from locations outside of the Republic of Cyprus do so on their own initiative and are solely responsible for compliance with applicable local laws.
By using the Blog, you represent and warrant that: (1) you have the legal capacity to enter into these Terms; (2) you are not a minor in the jurisdiction in which you reside, (3) if you are accessing the Blog on behalf of an entity, you have the authority to legally bind such entity; and (4) your use of the Blog will not violate any applicable law or regulation.
1. Purchases
If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.
You represent and warrant that:
(i) you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase; and that
(ii) the information you supply to us is true, correct and complete. By submitting such information, you grant us the right to provide the information to third parties for purposes of facilitating the completion of Purchases.
We reserve the right to refuse or cancel your order at any time for certain reasons including but not limited to:
- product or service availability,
- errors in the description or price of the product or service,
- error in your order or other reasons.
We reserve the right to refuse or cancel your order if fraud or an unauthorised or illegal transaction is suspected.
2. Licence to use the service
Unless otherwise stated, The Growth Speculator and/or it’s licensors own the intellectual property rights for all material on the Blog. All intellectual property rights are reserved and is protected by trademark, copyright, and other intellectual property and unfair competition laws. You may view and/or print pages from the Blog for your own personal use subject to restrictions set in these Terms of Service. Content includes, but is not limited to text, graphics, images, animations, videos, data, designs, logos, button icons, stories, tools, calculators, and the arrangement, collection and assembly of the same.
You may view, download and print pages from the Service only for your own personal use, subject to the restrictions set out below and elsewhere in these Terms of Service.
You may not:
- Republish material from the Service (including republication on another website);
- Sell, rent or otherwise sub-license material from the Service;
- Show any material from the Service in public;
- Reproduce, redistribute, duplicate, copy or otherwise exploit material of the Service for a commercial purpose;
- Edit or otherwise modify any material of the Service;
- Redistribute material from the Service without our express written permission, which permission may be withheld at our sole discretion.
3. Availability, errors and inaccuracies
We are constantly updating our offerings of products and services on the Service. The products or services available on our Service may be mispriced, described inaccurately, or unavailable, and we may experience delays in updating information on the Service and in our advertising on other web sites.
We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.
If you find any link on our Web site or any linked web site objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you. Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.
4. Third-party services and/or products
The Blog may contain links to other websites and resources (“Third-Party Websites”) or may reference products, services, processes, or other information by trade name, trademark, manufacturer, supplier, or otherwise. Inclusion of such links and references does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator. The Blog has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. For the avoidance of doubt, the Content Creator has not reviewed all of the sites linked to in the Blog and is not responsible or liable for the content of any such Third-Party Websites or the products of services offered on such Third-Party Websites. Use of any such linked sites, products, and services will be governed by the agreements and policies relating to the use of these sites, products, and services, and is at your own risk.
Any purchases you make through Third-Party Websites will be through other websites and from other companies, and we take no responsibility whatsoever in relation to such purchases which are exclusively between you and the applicable third party. You agree and acknowledge that you shall hold us harmless from any losses sustained by you or harm caused to you relating to or resulting in any way from any Third-Party Websites or your purchase of such products or services.
The Blog may provide information from or links to certain brokerage companies for your convenience only. The Content Creator does not endorse or recommend the services of any brokerage company. The brokerage company you select (and not the Content Creator) is solely responsible for its services to you.
5. No investment advice
The Blog is published and provided for informational and entertainment purposes only. The information in the Blog constitutes the Content Creator’s own opinions. None of the information contained in the Blog constitutes a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. You understand that the Content Creator is not advising, and will not advise you personally, concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. To the extent any of the information contained in the Blog may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person.
From time to time, the Content Creator or its affiliates may hold positions or other interests in securities mentioned in the Blog and may trade for their own account(s) based on the information presented. The Content Creator may also take positions inconsistent with the views expressed in its messages on the Blog.
Investing in the investments discussed in the Blog may be risky and speculative. The applicable companies may have limited operating histories, little available public information, and the stocks they issue may be volatile and illiquid. Trading in such securities can result in immediate and substantial losses of the capital invested. You should invest risk capital, and not capital required for other purposes, such as retirement savings, student loans, mortgages or education. Additional disclaimers, that also form part of the Terms, are also available in the Disclaimer.
6. Limitation of liability
In no event shall the Blog, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
(i) your access to or use of or inability to access or use the Blog;
(ii) any conduct or content of any third party on the Blog;
(iii) any content obtained from the Blog; and
(iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
Even if the content creator or its affiliates, partners, members, managers, directors, officers, employees or agents is aware or has been advised of the possibility of such damages. notwithstanding anything to the contrary contained herein, the liability of the content creator and its affiliates, partners, members, managers, directors, officers, employees and agents to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to the content creator for the blog in the immediately preceding twelve months, but in no case will such liability to you exceed 1000Euros.
7. Indemnification
You agree to indemnify, defend, and hold harmless the Content Creator, its affiliates, officers, directors, members, managers, employees, consultants, and agents from any and all third-party claims, liability, damages, and/or costs (including but not limited to reasonable attorneys’ fees) arising from: (i) your use of the Blog; (ii) your violation of these Terms; (iii) your User Contributions; and (iv) your infringement of any intellectual property or other right of any person or entity in connection with your use of the Blog and/or your User Contributions.
8. Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.
We reserve the right to terminate your access to the Blog (including blocking certain IP addresses) immediately and without notice or liability to you for any reason or no reason, including if we become aware and determine, in our sole discretion, that you are violating any of these Terms, including but not limited to the Restrictions on Use and any representations, warranties, or covenants contained in these Terms. Immediately upon termination, you must cease all access and use of the Blog.
9. Privacy policy
Your use of the Blog and our website is subject to our Privacy Policy, available at thegrowthspeculator.com/privacy. Please review the Privacy Policy for more information about how we collect and use personal information.
10. Governing law
These Terms will be governed by and construed in accordance with the laws of the Republic of Cyprus.
11. Contact us
If you have any questions, comments, or concerns about these Terms, please contact us by email at info[at]thegrowthspeculator.com.